Which payday loan is
best for people with
bad credit?

Which payday loan is best for people with bad credit?

Strong Service Benefits

Our loans offer people with a bad credit history or no credit at all a chance to get a personal loan. With loan repayments made on time and in full our loans could help people to correct their credit score or create a good score if they have never had credit before.

Easy and Secure Application

Quick approval Process

Contactable by Email

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Please note:
Finacerr is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances

Important Facts on Text Loans Direct Lender

There are different kinds of loans online which you can easily obtain. There are those made for people who rely on their monthly paychecks alone as well as those who have bad credit line. If you are one of those people then you will surely find the text loans direct lender very beneficial. It is actually easy to obtain and you will surely be able to get the application without further questions. However make sure that you fully understand how the text loans direct lender work and how it could help you out.

Text loans direct lender will require that you are at least 18 years old and above in order to qualify for this loan. You should also have a job in order to pay the loan back on time. Bear in mind that this kind of loan though easy to obtain has high interest rate. This is the reason why lenders need to know if you are capable of paying them back on time. You must have an ID card preferably with your company’s name on it, social security number, email address and latest copy of your bank account. This way the lender will have an assurance that you are going to pay them back the following month as soon as you received your paycheck.

The transaction will be done through text messages so you will no longer need to go to the bank or even on the lender’s office just to get the details you need as well as the application form. You will only need to go online once you got the text messages asking for your personal requirements. Through the lender’s site you will send those requirements.

Bad Credit Doesn’t Have To Hold You Back

Text loans direct lender has hassle free objective. Even if you have a bad credit line or even if you have no credit line at all then you are still capable to apply for this kind of loan and get approved. Now that will surely help you resolve your cash issue sin no time at all. No wonder more and more people prefer the text loans direct lender because of its hassle free policy. You will also get text messages updates regarding your application and cash out status. Text loans direct lender will also help you choose the best payback plan that will suit your budget and needs. This simply means that you are going to be dealing with them in a hassle free transaction.

Since text loans direct lender is readily available online then it is important that you learn more about them and how they could provide their assistance to you. it will provide you amazing benefits and advantages to read reviews and consider those comments from previous clients about text loans direct lender. This way you will be able to determine whether this kind of loan will provide you the help you need or not. Consider these details and info in order to fully enjoy the benefits of this loan.

See How Our Competitors Compare

Loan amount
£100 - £5,000
Loan term
1 Month - 5 Years
CUSTOMERSCORES
Great service all round.
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Loan amount
£50 - £500
Loan term
1 Day - 3 Months
CUSTOMERSCORES
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5 most recent personal loan reviews

Review of Totally Money

Hello, I would like to say how quick, simple and relatively easy to apply for the loan can be. The person who phoned me was very polite and any questions that I needed to ask were answered quickly and easily, they were very knowledgeable and I would recommend them to anyone. I don't think they could be better personally. And the money transfer is really fast and it was all sorted out that day.

Review posted by Stephen Hancock, Leeds

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Chirpy Loans

My partner needed a loan asap and after he was turned down by his bank for a loan and several other banks, we felt we should give Chirpy loans a try. 15 mins after filling out the application, someone called up and approved the loan within minutes. The girl was super friendly and made sure we would be able to pay the loan back. Its great that they believe in you.

Review posted by Nicola Bird, Oxford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of My Jar

At a time I needed financial help, My Jar loans took me through everything I needed to know and bent over backwards to get the money requested to me in the shortest time, really good service. Strongly recommend them to anyone.

Review posted by Peter Middleton, Barnstaple

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews have been sourced from TrustPilot.com for authentic quotes.