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Which payday loan is
best for people with
bad credit?

Which payday loan is best for people with bad credit?

Strong Service Benefits

Our loans offer people with a bad credit history or no credit at all a chance to get a personal loan. With loan repayments made on time and in full our loans could help people to correct their credit score or create a good score if they have never had credit before.

Easy and Secure Application

Quick approval Process

Contactable by Email

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Please note:
Finacerr is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances

Advantages of Loans Direct UK

The loans direct UK lenders will help you choose the best payback plan that will suit your needs. Since you will choosing the loans direct UK then you will have enough time to pay the loan you borrowed on time. This is ideal for those who actually borrowed cash for their businesses. They will have enough time to save up more that would help them pay their loans on time without getting additional charges and penalties. The loans direct UK are very convenient since it could help you pay those bills without the worry of paying the lender back the following month. This way you will have no excuse not to pay on time.

People who rely on their monthly paycheck most often deal with cash problems especially during those emergency situations such as unpaid bills and having a sick kid. The loans direct UK lenders will not require you any complicated requirements. You must at least 18 years old and above in order to qualify for the loans direct UK. You also need to have a job to be able to pay the loans direct UK lenders back.

Since this kind of loan is readily available online then you will no longer need to go to the bank just to answer the application form. You will find the form online and need to answer the questions with your basic info. Once you are done with it makes sure to include your ID card preferable with your employer’s name on it to guarantee that you are presently employed. The loans direct UK lenders will also need your social security number, residential address and email address as well as your bank account. You need to have your own bank account since this is where they will deposit the cash you need.

Why Is It Not Like All The Other Loans

What makes the loans direct UK unique from other loans is that you can actually discuss the payback plan with your chosen lender. You can access the cash you need in various flexible ways which will be very convenient for you. The loans direct UK will help you choose and find the best way and method to pay the lender back which will help you avoid having late payment charges. This will help you pay those debts from your credit card. This means that you will be able to pay it on time plus those other outstanding balances you have on your bills.

Getting the loans direct UK is not that hard. In fact you can easily obtain in online. However it is important to find the best loans direct UK lender who will help make those services and arrangements possible. While online make sure to do some simple research. Gather those reliable names of lenders as well as lending companies that will provide you immediate cash assistance. Once you have those names don’t forget to compare their offered services and deals as regards to loans direct UK. Consider these and you will surely find the best loans direct UK lender online.

See How Our Competitors Compare

Loan amount
£100 - £5,000
Loan term
1 Month - 5 Years
CUSTOMERSCORES
Great service all round.
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Loan amount
£50 - £500
Loan term
1 Day - 3 Months
CUSTOMERSCORES
Quick & Easy
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5 most recent personal loan reviews

Review of Totally Money

Hello, I would like to say how quick, simple and relatively easy to apply for the loan can be. The person who phoned me was very polite and any questions that I needed to ask were answered quickly and easily, they were very knowledgeable and I would recommend them to anyone. I don't think they could be better personally. And the money transfer is really fast and it was all sorted out that day.

Review posted by Stephen Hancock, Leeds

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Chirpy Loans

My partner needed a loan asap and after he was turned down by his bank for a loan and several other banks, we felt we should give Chirpy loans a try. 15 mins after filling out the application, someone called up and approved the loan within minutes. The girl was super friendly and made sure we would be able to pay the loan back. Its great that they believe in you.

Review posted by Nicola Bird, Oxford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of My Jar

At a time I needed financial help, My Jar loans took me through everything I needed to know and bent over backwards to get the money requested to me in the shortest time, really good service. Strongly recommend them to anyone.

Review posted by Peter Middleton, Barnstaple

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews have been sourced from TrustPilot.com for authentic quotes.