Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Which payday loan is
best for people with
bad credit?

Which payday loan is best for people with bad credit?

Strong Service Benefits

Our loans offer people with a bad credit history or no credit at all a chance to get a personal loan. With loan repayments made on time and in full our loans could help people to correct their credit score or create a good score if they have never had credit before.

Easy and Secure Application

Quick approval Process

Contactable by Email

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% (variable)

Applying for a Loan?

We’ve made the lending process easy here at Financerr.co.uk. Once you fill out the short application form on our site, you’ll get a response back in moments. We’ll tell you which loan you are eligible for and then direct you to the lender who is providing that loan. Just submit some basic information for this application form, such as who you are and what kind of loan you would like.
We’ll do the rest of the work, comparing your answers against hundreds of loan possibilities. We will find you the right loan for your situation, ensuring you get the money you need quickly.

What Factors Determines the Kind of Loan I’m Eligible for?

If you are concerned that you won’t be able to get the kind of loan you want, then you should consider what comes into play when determining the size, length and interest rates of the loan.
Your credit history can play a small part in determining the specifics of loan. Some lenders will look at your credit, while others will ignore it entirely. We’ll work to find you a loan regardless of your credit situation.
Your income plays the most significant role in determining the kind of loan you are eligible for. If you don’t have much income, then you won’t be considered for some of the large loans or those that give you several years to pay back. Still, we will find the closest available loan that fits your criteria.

How Do I Get Paid?

Your loan will be deposited into your bank account after you have been approved for it by the lender. You won’t get the funds right away, though. It can take anywhere from one day to three days for the money to be deposited. How long it takes depends both on how large the loan is and which lender you decide to go with. Each of them have different rules and requirements, so that can change how the process works a little bit.

What Happens if I Don’t Repay the Loan on Time?

It is very important that you do pay the loan back as you have agreed with the lender. However, we understand that sometimes the funds simply aren’t available or that unforeseen circumstances prevent you from paying back what you owe on time. If that happens and you don’t think you will be able to make a payment on time, let your lender know.
If you pay late or miss a payment, you will need to pay additional fees and more interest. Each lender has different rules for handling late payments, so be sure you read those in full before you agree to the lending terms.

What Do I Owe Financerr?

We don’t receive any money from you, and you don’t end up paying more to the lenders because of the services we are offering. We are a broker for the lenders, but it never costs you to use our site and services. You can benefit greatly with our lending process, finding the perfect loan for your needs and saving time and money at once.

See How Our Competitors Compare

Loan amount
£100 - £5,000
Loan term
1 Month - 5 Years
CUSTOMERSCORES
Great service all round.
Apply Now

Show More ▼

Loan amount
£50 - £500
Loan term
1 Day - 3 Months
CUSTOMERSCORES
Quick & Easy
Apply Now

Show More ▼

5 most recent personal loan reviews

Review of Totally Money

Hello, I would like to say how quick, simple and relatively easy to apply for the loan can be. The person who phoned me was very polite and any questions that I needed to ask were answered quickly and easily, they were very knowledgeable and I would recommend them to anyone. I don't think they could be better personally. And the money transfer is really fast and it was all sorted out that day.

Review posted by Stephen Hancock, Leeds

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Chirpy Loans

My partner needed a loan asap and after he was turned down by his bank for a loan and several other banks, we felt we should give Chirpy loans a try. 15 mins after filling out the application, someone called up and approved the loan within minutes. The girl was super friendly and made sure we would be able to pay the loan back. Its great that they believe in you.

Review posted by Nicola Bird, Oxford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of My Jar

At a time I needed financial help, My Jar loans took me through everything I needed to know and bent over backwards to get the money requested to me in the shortest time, really good service. Strongly recommend them to anyone.

Review posted by Peter Middleton, Barnstaple

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews have been sourced from TrustPilot.com for authentic quotes.