Which payday loan is
best for people with
Which payday loan is best for people with bad credit?
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% (variable)
Applying for a Loan?
We’ve made the lending process easy here at Financerr.co.uk. Once you fill out the short application form on our site, you’ll get a response back in moments. We’ll tell you which loan you are eligible for and then direct you to the lender who is providing that loan. Just submit some basic information for this application form, such as who you are and what kind of loan you would like.
We’ll do the rest of the work, comparing your answers against hundreds of loan possibilities. We will find you the right loan for your situation, ensuring you get the money you need quickly.
What Factors Determines the Kind of Loan I’m Eligible for?
If you are concerned that you won’t be able to get the kind of loan you want, then you should consider what comes into play when determining the size, length and interest rates of the loan.
Your credit history can play a small part in determining the specifics of loan. Some lenders will look at your credit, while others will ignore it entirely. We’ll work to find you a loan regardless of your credit situation.
Your income plays the most significant role in determining the kind of loan you are eligible for. If you don’t have much income, then you won’t be considered for some of the large loans or those that give you several years to pay back. Still, we will find the closest available loan that fits your criteria.
How Do I Get Paid?
Your loan will be deposited into your bank account after you have been approved for it by the lender. You won’t get the funds right away, though. It can take anywhere from one day to three days for the money to be deposited. How long it takes depends both on how large the loan is and which lender you decide to go with. Each of them have different rules and requirements, so that can change how the process works a little bit.
What Happens if I Don’t Repay the Loan on Time?
It is very important that you do pay the loan back as you have agreed with the lender. However, we understand that sometimes the funds simply aren’t available or that unforeseen circumstances prevent you from paying back what you owe on time. If that happens and you don’t think you will be able to make a payment on time, let your lender know.
If you pay late or miss a payment, you will need to pay additional fees and more interest. Each lender has different rules for handling late payments, so be sure you read those in full before you agree to the lending terms.
What Do I Owe Financerr?
We don’t receive any money from you, and you don’t end up paying more to the lenders because of the services we are offering. We are a broker for the lenders, but it never costs you to use our site and services. You can benefit greatly with our lending process, finding the perfect loan for your needs and saving time and money at once.